Overdraft Protection


Overdraft Privilege

After having a Checking Account open for 60 days, DN Community Federal Credit Union offers members with accounts in good standing an "Overdraft Privilege" service to pay checks, Debit card transactions, automated debit items and some ATM withdrawals that are drawn against insufficient funds at the time of presentment.

This discretionary member service could save you the embarrassment of returned items and expensive merchant fees. The standard NSF fee will still be imposed but any fees that would have been charged by a merchant will be avoided. Payment of an NSF item is at the sole discretion of the credit union up to a maximum limit of $300 including fees. You will be notified any time the Overdraft Privilege service is activated on your account, and you will have 30 days to bring your account current to ensure the continuation of the privilege in the future.

Call (330) 526-2070 and talk to a Member Service Representative about this optional service.

Overdraft Line of Credit

Apply today for an overdraft protection line of credit loan. This will provide you with funds up to $500 that will help avoid bouncing checks and some extra cash with a fixed interest rate of 15.9%.
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